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Data first: every figure in every post is computed by the site's calculation engine at build time, with the assumptions on the table.

The 2026 401(k) Limit Raise, Priced Out: What an Extra $1,000 a Year Buys You

The IRS raised the 401(k) elective deferral limit for 2026 to $24,500 — $1,000 more than 2025. That sounds like a rounding error. Compounded for 30 years, it is not. Here is exactly what the new limits are worth, computed year by year.

What $1 Million Actually Pays You for 30 Years: The Full Table

"Can I retire on $1 million?" is usually answered with a rule of thumb. We did the boring thing instead: a year-by-year table, three return scenarios, withdrawals growing with inflation — all computed by the same engine as our retirement calculator.

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