RetirePlot Blog https://retireplot.com/blog/ Original data dives on retirement numbers, computed by the RetirePlot calculation engine. The 2026 401(k) Limit Raise, Priced Out: What an Extra $1,000 a Year Buys You https://retireplot.com/blog/2026-401k-limit-what-extra-1000-buys/ https://retireplot.com/blog/2026-401k-limit-what-extra-1000-buys/ Sun, 25 Oct 2026 09:00:00 GMT The IRS raised the 401(k) elective deferral limit for 2026 to $24,500 — $1,000 more than 2025. That sounds like a rounding error. Compounded for 30 years, it is not. Here is exactly what the new limits are worth, computed year by year. What $1 Million Actually Pays You for 30 Years: The Full Table https://retireplot.com/blog/one-million-withdrawal-table-30-years/ https://retireplot.com/blog/one-million-withdrawal-table-30-years/ Sun, 25 Oct 2026 09:00:00 GMT "Can I retire on $1 million?" is usually answered with a rule of thumb. We did the boring thing instead: a year-by-year table, three return scenarios, withdrawals growing with inflation — all computed by the same engine as our retirement calculator.